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Financial Literacy Roadmap

Every child learns at their own pace, but having a map helps. Explore the essential money skills we nurture at every stage of childhood.

AGES 4-6

Basic Concepts

Building the foundation through play and recognition.
  • Money Recognition
    Identifying coins, bills, and their values.
  • Needs vs Wants
    Understanding what's essential vs. optional.
  • Saving Basics
    Putting money aside for something special.
  • Giving & Sharing
    Importance of charity or helping others.
  • Simple Trade
    Buying something small, like a candy or toy.
  • Counting & Math
    Using money to practice addition/subtraction.
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AGES 7-10

Early Skills

Developing habits and understanding value.
  • Budgeting Basics
    Allocating money to save, spend, or give.
  • Earning Money
    Simple chores or tasks for allowance.
  • Delayed Gratification
    Waiting to buy something instead of impulse spending.
  • Setting Goals
    Saving for a specific item or experience.
  • Prices & Value
    Comparing costs and making choices.
  • Bank Basics
    Introduction to bank accounts and deposits.
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AGES 11-13

Intermediate Concepts

Understanding consequences and smarter decisions.
  • Interest (Simple)
    How money can grow when saved.
  • Needs vs Wants II
    Prioritizing spending in complex scenarios.
  • Credit & Debt
    Borrowing, loans, and consequences.
  • Budget Tracking
    Recording spending and saving.
  • Comparison Shopping
    Finding best value for money.
  • Smart Spending
    Avoiding impulse buys and recognizing marketing.
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AGES 14-17

Advanced Concepts

Preparing for independence and future wealth.
  • Compound Interest
    How money grows exponentially over time.
  • Investing Basics
    Stocks, bonds, or simple investing principles.
  • Financial Planning
    Short-term vs long-term goals.
  • Taxes & Responsibility
    Understanding how money is taxed and used.
  • Entrepreneurship
    Starting small businesses or side hustles.
  • Risk & Reward
    Balancing saving, spending, and investing.
  • Independence
    Planning for self-sufficiency and budgeting.
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Common Questions

This is a digital PDF download that you can read on any device.

After purchase, you'll receive an email with a download link. You can also access it from your account.

Our storybooks are designed for children ages 3-15, with content tailored to different reading levels.

Yes! You can print the PDF for personal use. Commercial printing is not permitted.

Due to the digital nature of our products, we cannot offer refunds. Please review the preview before purchasing.

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